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PFS Insurance Brokers Blog​

4 Cybersecurity Threats to Businesses in 2021

2/15/2021

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​Many businesses were forced to shut down due to the COVID-19 pandemic. The remaining ones utilized different means to sustain their operations and thrive in the new normal. However, criminals also stepped up their game and abuse technology to steal or hurt anyone. This advancement led most businesses in the dark and left them vulnerable to cybersecurity threats.
Cybersecurity Threats to Lookout For
According to Accenture, 68% of business owners declared that their cybersecurity risk increases by the minute. To keep you informed, here are some of the different cybersecurity threats any business owner may face:
​
  1. Credit and debit card fraud
    This kind of cyberattack uses a stolen credit or debit card to purchase something online. With the rise of eCommerce, credit and debit card fraud is a significant threat because it is tough to spot. It can hurt your revenue as the real owner can demand a refund or issue a chargeback.

  2. Phishing
    This cyber threat is the most basic one on the list but can deal severe damage to your business. Phishing occurs when hackers send you or your employees a link prompting you to click it. Email is the most common form of phishing, resulting in 96% of the phishing attack. It may contain malware, or they'll be asked to type in either their credit card details or login credentials.

  3. Distributed denial of service (DDoS) attacks
    Building a website is a crucial element when shifting your business online so customers can see your products. A DDoS attack uses numerous computers to hit your server with fake and considerable traffic. It makes your website become inaccessible or unable to function correctly for legitimate users.

  4. SQL injections
    Hackers perform this kind of cyberattack by placing malicious commands or codes in your database or script. Once successfully implemented, they can either gather pertinent information from your business or completely shut down your website.

Conclusion
As the 17th-century proverb goes, "where there's a will, there's a way." People with bad intentions will always find a way to take advantage of others. It is your topmost priority to secure yourself from any attacks, either physical or cyber. It would be best if you stay vigilant and alert for any threats, may they be big or small.

As an added precaution, getting business insurance will get you safe and secure. Most business insurances nowadays are equipped with clauses that protect businesses from cyber-liability they may face.

At Pro Financials & Insurance Services, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (708) 233-8870. Get your free quote today by CLICKING HERE.
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