Contact Us: ​(708) 233-8870
PFS Insurance Brokers part of Pro Financials & Insurance Services Co.
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • SR22 Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
    • Property Quotes >
      • Home Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Other Quotes >
      • Event Insurance Quote
      • Travel Insurance Quote
      • Umbrella Insurance Quote
      • Mexico Policy Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Online Documents
    • Customer Portal
    • Bonds Issuance and Payments
    • Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • SR22 Insurance
      • Motorcycle Insurance
      • Roadside Assistance
    • Property >
      • Home Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Other >
      • Event Insurance
      • Travel Insurance
      • Umbrella Insurance
      • Mexico Policies
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • Accessibility Statement
    • Privacy Policy
    • Blog
    • News
  • Contact
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • SR22 Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
    • Property Quotes >
      • Home Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Other Quotes >
      • Event Insurance Quote
      • Travel Insurance Quote
      • Umbrella Insurance Quote
      • Mexico Policy Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Online Documents
    • Customer Portal
    • Bonds Issuance and Payments
    • Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • SR22 Insurance
      • Motorcycle Insurance
      • Roadside Assistance
    • Property >
      • Home Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Other >
      • Event Insurance
      • Travel Insurance
      • Umbrella Insurance
      • Mexico Policies
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • Accessibility Statement
    • Privacy Policy
    • Blog
    • News
  • Contact

PFS Insurance Brokers Blog​

Take Note of These Important Things to Save Costs in Auto Insurance

1/7/2021

3 Comments

 
Picture
​In light of the contentious nature of the increasing vehicle values, securing you and your car with an auto insurance policy is essential for drivers to have. While having auto insurance can be an advantage in securing your vehicle’s value, take note that you can do even more to save costs from your premium. In this article, learn how you can maximize that ability.
Having Multiple Cars/Drivers Will Earn Discount
You’ll likely obtain a lower quote for having more than one vehicle or driver if you applied for an auto insurance policy. It’s because having multiple cars or persons that will drive will significantly decrease your premium with your insurance company. 

Usually, insurers will offer an amount that equates to a bulk rate to get your business engaged. That also means that they can offer a deal to make you bring more of it.

Consider the Vehicle You Drive
Having an auto insurance premium means that you must always note that the type of vehicle contributes to your insurance value. The higher your vehicle’s value is, the more insurance value it also entails, although you can obtain more benefits with it. There are existing calculating tools online that can help you estimate the cost of insurance for your vehicle before buying, and you should try those.

Raise Deductibles
The moment that you get the right car insurance policy, you have the leverage to select a deductible. The deductible is the amount of money you have to pay before your insurance kicks in to assist with an accident, theft, or vandalism. Deductible rates stand between the range of $250 up to $1,000. It is advisable to pay for a higher deductible as it would imply that you will pay for a lower premium.

Beware of Your Credit
Recognizing the importance of having a good driver’s record to determine your auto insurance cost is one thing. But also acknowledge the significance of having a smooth credit rating will even save you more expenses from your premium. It’s not only about the work you put on the road that counts, but also your ability to pay in such circumstances.

Conclusion
While safety on the road is highly prioritized, it’s also vital for insurance providers that you’re able to make good pay with your opted premiums. With that, we hope this article gave you good ideas to maximize your auto insurance while saving costs.
​
At Pro Financials & Insurance Services, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you out. Learn more about our products and services by calling our agency at (708) 233-8870. You can also request a free quote by CLICKING HERE.
3 Comments
Taylor Hicken link
2/24/2021 07:14:41 pm

I appreciated it when you shared that it is crucial for drivers to have auto insurance in order to secure the vehicle. My brother just mentioned the other day that he is thinking of buying a new car since his old one is no longer in good condition. I will suggest to him getting auto insurance from a reliable provider so his new car is protected.

Reply
Chance Cook link
6/30/2021 05:35:20 am

I don't know a lot about cars or insurance. Thanks for letting me know that I can try and get a deductible between $250 and $1000 usually. I'll have to see how much I could afford but I want to find a car first.

Reply
Mia Evans link
7/14/2021 07:03:45 pm

Thanks for pointing out that we should have a good driving record to be able to have a reduced or reasonable insurance premium. I will keep that in mind now that I need to buy a policy for myself. It's because I will be getting my own car for the first time this year, so these tips would really help me when buying premiums.

Reply



Leave a Reply.

    Contact Us

     ​(708) 233-8870
    14208 McCarthy Rd
    Lemont, IL 60439​
    Click Here to Email Us

    Archives

    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020

    Categories

    All
    Auto Insurance
    Business Insurance
    FAQs
    Financial
    Home Insurance
    Insurance
    Local
    Safety
    ​Workers Compensation Insurance
    ​Workers Compensation Insurance

    RSS Feed

Licensed in  Illinois, Indiana, and Michigan.

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
​Privacy Policy
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

PFS Insurance Brokers part of Pro Financials & Insurance Services Co.
14208 McCarthy Rd
​Lemont, IL 60439
(708) 233-8870​
Click Here to Email Us

Location

Lemont, IL, USA - panoramio (26) photo by Alex Hughes | CC-BY-SA-3.0 | Website by InsuranceSplash